Providing Auto, Home, Life, Renters and Business Insurance throughout Maryland since 1981.

                           

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Resources

Here you can learn more about the kinds of insurance we can provide. In addition, find links to a library of articles to help you be a better insurance consumer as well as links to important community products and services.

Auto Insurance - Homeowners, Renters & Condo Insurance
Life Insurance - Business Insurance - Links to Community Resources
 

Auto Ownership and Insurance

It is easy to see why car insurance is the property liability insurance most often purchased when you know that there are over 4 million drivers and even more registered vehicles in Maryland alone, each year. In fact, over one-half million new and used vehicles are typically  sold in Maryland each year.

Of course, you seek car insurance as protection against damage resulting from accident as well as other risks like vandalism and theft. But are you really familiar with the details and provisions of your car insurance policy?

Check out this video about Youthful Drivers and Insurance Discounts.

As your Maryland insurance agent, we are only a phone call or e-mail away and ready to make it easier for you to know your insurance needs and the many options available to you.

Our library of articles gives you important information about auto safety, purchase, and other auto insurance topics to help you make the best decisions about your car insurance. Click here to read...


Home, Renters and Condo Insurance

Are you a seasoned home owner used to mortgage payments and home maintenance? Are you a new, first time home buyer? Perhaps you own a condominium or rent an apartment. Regardless of the type of home you have, it is likely the largest regular expense in your household budget.

Homeowners insurance both protects your property (structures and personal possessions) and covers your liability; but as a renter or condo owner, you will need similar but different coverage for liability and personal property.

More than any other type of insurance coverage, that for homeowners is the most standard, state to state in the U.S. As your Maryland insurance agent, we can help you to understand the key areas of coverage, any exclusions or limits and how to get the best protection to cover your needs.

In our library of articles, you will read about issues like home security, safety, and insurance information that will help you whether you are a home owner, condo owner or apartment dweller.

| Homeowners | Renters | Condo Owners |


Life Insurance

There are may types of life insurance, and the variations in policy packages seem endless. When you purchase life insurance, you protect your family. You might be interested to know that there are insurance plans to pay final expenses, satisfy mortgages, provide survivor or disability income, fund college tuition, transfer assets, assure income for life or accumulate cash for emergencies, education, business, retirement and more.

Whatever your plans and needs, we can guide you through the options and prepare a policy customized best for you and your family.

As your Maryland insurance agent, we offer the following library of articles about insurance topics such as settling estates, coverage types and online help to determine your life insurance profile will help you decide your life insurance needs. Click here to read...

Business and Insurance

Whether you are the owner or a partner in your business, you work hard to cultivate and maintain it. We know that you are familiar with the risks from loss of critical people and tools to liability to property loss. Unless your company is very large, you likely wear many hats: risk manager, office manager, human resource and personnel director and much more. It is likely a struggle for you to find the time to also research and compare the insurance options to best protect your business and assets.

Whether you are a shop owner, professional, retailer, contractor, landlord or something other, and whether you seek a comprehensive business or commercial policy, garage, commercial auto, business catastrophe liability, workers compensation, bonds or some other combination of coverage, you can count on us as your insurance agent to help you maximize your coverage.

Read more in the following library of articles about employee health and safety, home-based business and other business insurance topics. Click here to read...


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William M. Sparks Insurance Agency, Inc.
Timonium, Maryland

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